What types of loans do you offer?
We offer personal loans, home loans, business loans, and loan against property.
How long does loan approval take?
Approval time depends on documentation and eligibility, but we aim for the fastest possible processing.
What documents are required?
Basic identity proof, address proof, income proof, and bank statements.
Do you charge consultation fees?
Consultation charges depend on the service. Contact us for details.
Who is eligible for a home loan?
Salaried and self-employed applicants with stable income and a good credit history are eligible. Specific lender criteria may vary.
What documents are required for a home loan?
Identity proof, address proof, income proof (salary slips/IT returns), bank statements, and property documents are typically required.
Can I transfer my existing home loan?
Yes — balance transfer options are available, depending on lender policies and interest rate benefits.
Is prepayment allowed?
Most lenders allow prepayment; terms depend on the lender and loan agreement.
Can I get financing for a used car?
Yes. Many lenders offer loans on both new and used cars, subject to age and condition criteria.
What is the typical repayment period for a car loan?
Repayment tenures generally range from 1 to 7 years, depending on lender policies.
What factors affect loan approval for a car loan?
Income stability, credit score, employment history, and age of the vehicle (for used cars) influence approval.
What expenses can an education loan cover?
Tuition fees, hostel charges, travel costs (for studies abroad), equipment, and other academic expenses are usually covered.
Do education loans require a co-applicant?
A co-applicant (usually a parent or guardian) is typically required for education loans.
What is moratorium period?
Many education loans offer a moratorium where repayment starts after course completion or after a specified grace period.
What kind of property can be used for LAP?
Residential, commercial, and certain industrial properties with clear ownership documentation are commonly accepted.
How much loan can I get against my property?
Loan amounts depend on property value, borrower profile, and lender policies — typically up to 50–70% of the property’s market value.
What are the typical interest rates for LAP?
Interest rates vary with lenders and borrower profile. Please contact us for current rate details.
What types of business loans do you offer?
We help arrange working capital loans, business expansion loans, SME loans, and loans for commercial vehicles.
What documents are required for a business loan?
Business registration, bank statements, income proof, GST returns, and financial statements are usually required.
Are collateral and security required?
Collateral requirements vary by loan type and lender. Some unsecured options may be available depending on eligibility.
How do I check my application status?
You can call support or email us with your reference details. Our team will provide updates promptly.
What if I need help with documents?
Our support team assists with document preparation, verification, and submission to make the process easier.
Does Unity Financial Services handle interactions with banks?
Yes. We coordinate with lenders, submit documentation, and track your application on your behalf.
How do I contact customer support?
Call: +91 7378476290
Email: nilesh@satwiknetwork.co.in